Georgetown’s Fall 2025 market remains dynamic and full of opportunity, with decreased interest rates and notable changes in inventory levels putting both buyers and sellers in a strategic position this season. MLS data and local insight confirm that the Halton Hills area, including Georgetown, is experiencing a notable shift compared to the red-hot conditions seen in previous years.​

Interest Rates and Affordability

Interest rates in 2025 have come down from their mid-year peaks, stabilizing around 4.25% and making financing more attractive for buyers. This easing in rates earlier in the year led to an influx of buyer activity, adding momentum to the market while boosting affordability and confidence. Many clients are seeing this as an ideal time to secure a home before rates adjust again in 2026.​

Inventory Trends

While inventory surged mid-year, especially in the summer months, we’ve seen a shift as fall progresses. Georgetown’s inventory peaked early in the season, offering buyers unprecedented choice — but supply has begun to tighten as we move closer to winter. In October, active listings across Halton Hills reached approximately 289, with Georgetown accounting for the bulk at around 170 homes. New listings for August 2025 stood at 137, up nearly 10% compared to 2024, but month-to-month data now shows a decrease of about 7% in inventory as demand continues to absorb available properties.​

Sales Activity and Prices

MLS statistics show that the average sale price in Georgetown for August 2025 was $1,048,459, up 6.3% year over year, while the median price hovered near $957,000. The days-on-market average sits around 28 days, indicating a balanced pace for both buyers and sellers. Sales volume has seen a strong bump, with August reporting a 56% increase in total transactions over 2024 — proof that motivated buyers are ready to act when properties are attractively priced and properly marketed.​

What Does This Mean for You?

As your trusted Georgetown realtor, Shelly Williamson leverages real-time MLS data and local experience to guide both buyers and sellers through these evolving conditions. The market is characterized by strategic negotiation opportunities, especially as inventory tightens heading into winter. Sellers can benefit from professional staging and tailored marketing to ensure their listings stand out in this competitive environment. For buyers, decreased interest rates and moderate price adjustments make fall 2025 an advantageous time to purchase or upgrade in Georgetown.​