As a long-time Georgetown resident and experienced real estate professional, I’m often asked what I think the real estate market in Halton Hills will look like in 2026. While I don’t have a crystal ball, I do have years of market insight, daily conversations with buyers and sellers, and a deep understanding of local trends across Georgetown and the surrounding area.

My prediction? In many ways, 2026 will look a lot like 2025 — but with one very important distinction.

2026 May Be the Final Window of Opportunity for Buyers

I believe 2026 could be the last real opportunity for buyers to take advantage of relatively lower home prices in Halton Hills. Prices remain softer compared to peak years, and buyers still benefit from choice, negotiation power, and less competition than we saw during the frenzied markets of the past.

However, this window may not stay open for long.

Mortgage Renewals Will Shape the Market

A significant number of Canadian homeowners will be renewing mortgages in 2026 — many of them at interest rates substantially higher than what they locked in five years ago. When you combine higher rates with the increased cost of living, I don’t believe all homeowners will be able to comfortably absorb the jump in monthly payments.

As a result, we’re likely to see continued pressure on the resale market.

Power of Sales Will Continue to Impact Pricing

Halton Hills is still seeing a noticeable number of power of sale properties, and this directly affects overall pricing. Banks are required to sell these homes and will continue to reduce prices until they do. This creates opportunities for buyers, but it also contributes to increased inventory and downward pressure on values, especially in certain price points.

What This Means for Buyers and Sellers in 2026

For buyers, this means choice, leverage, and opportunity — particularly if you’re prepared, pre-approved, and working with a local expert who understands value and risk.

For sellers, pricing strategy will be critical. Homes that are priced correctly, staged well, and marketed aggressively will still sell — but overpricing will lead to longer days on market and price reductions.

My Advice as a Halton Hills Real Estate Expert

Markets shift, but local knowledge never goes out of style. If you’re thinking about buying or selling in 2026, having a strategy tailored specifically to Halton Hills — not just the GTA headlines — will make all the difference.

If you’re planning your next move, I’m always happy to share honest advice, local insight, and a clear plan to help you succeed in the Halton Hills real estate market.